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Florida Bill Proposes Human Review for AI Insurance Claim Denials

Florida Bill Proposes Human Review for AI Insurance Claim Denials

In a move to safeguard consumer rights, Florida Senator Jennifer Bradley from Fleming Island has introduced a bill that would require insurance claim denials to be reviewed by humans, not solely by artificial intelligence (AI). The proposed legislation comes in response to growing concerns over the use of AI in the insurance industry, which some argue can lead to unfair denials of claims.

The bill, which has sparked discussions across the state, aims to ensure that decisions affecting policyholders are made with a human touch, allowing for empathy and understanding that AI systems may lack. Senator Bradley emphasized the importance of maintaining a human element in the insurance process, stating that 'AI can be a tool, but it should not be the final decision-maker when it comes to people's livelihoods.'

The proposal has garnered support from various consumer advocacy groups, who argue that AI's decision-making processes can be opaque and potentially biased. As the bill moves through the Florida legislature, it will be closely watched by both insurance companies and policyholders, who are eager to see how the balance between technology and human judgment will be struck in the Sunshine State.

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